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take PayPal.

I look for auctions that will allow me to pay for things through PayPal, but here lately, I have come across a LOT of auctions that will only sell to people who have a confirmed address. The only way you can become confirmed is by registering a credit card. I don't have one and I don't want one. Why don't sellers take unconfirmed addresses? I'm verified through PayPal just not confirmed.

I've read descriptions that state they will take PayPal and then when I get the invoice - I also get the message that the seller will only accept funds from a confirmed address. And what really makes this funny, is that in the seller's description or payment options they will say that they won't accept CC or debit card payments. Confused I don't get it.

I came across a seller today that IF she would have taken PayPal with an unconfirmed address she could have made $200+ off of me easily. I emailed her to ask about it and she said she wouldn't change it. Oh well, Her loss was another lady's gain!

Crafty

Six inches Lord, that's all I need!
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I sell to unconfirmed addresses all the time. Anyone international will be unconfirmed. And I agree with GardenGnome, what does it matter to me? I got paid!

If I learn more about why sellers do this... like maybe people with unconfirmed addresses can renege and stop payment or something, I'll let you know. But as far as I know, once PayPal has processed the funds, they won't refund that $. The only person that can refund the $ is the seller!

diva (aka Dag)
An unconfirmed address is the first red flag for a fradulent transaction. As a Buyer, the person may be using someone elses PayPal account and having the product sent to him/her at another address different from the registered account at Paypal.It happened to me as a Seller. PayPal discovered the fraudulent transaction and removed the cash from account unceremoniously after I had already shipped the product. Fortunately I was able to stop shipment and only lost the shipping charges. I no longer will sell to or by from anyone without a confirmed address.
The reason sellers wont sell to unconfirmed addresses is because PayPal will take back the money if the buyer asks for it.

Since the seller didnt ship to a confirmed address it's Paypals policy to refund that payment.

As as seller you must ship to a confirmed address AND use delivery confirmation of some type to protect yourself from such chargebacks.

As a buyer I use this as a way of protecting myself. I normally try to purchase using my unconfirmed address. Then if I'm not happy I know I can get a refund even if the seller doesnt want to give me on. I've only had to do this 1 time though out of about 150 purchases on eBay. Bought something for $400 and that said it came with 6 cables. But when it showed up it only had 3. Seller was counting each wire of the cable as a seperate cable! I got my refund through paypal and kept the merchandise. I dindt want a refund, just for the seller to give back the cost of 3 cables. Now I coulda screwed the seller and just left it at that, with him out the $400. However what I did was send him $340 and told him to go away. So in this case I used a non confirmed address to have a little extra recourse incase of a bad seller. But I've only had to do that once.

If you're selling cheap items dont sweat it and ship to nonconfirmed buyers. If you're a selling more expensive stuff you should only ship to confirmed addresses, at the least require the buyer to have a good feedback rating. That's my 2 cents.
Last edited {1}
According to PayPal,

"When you provide a seller with your Confirmed Address, it further assures them that you are who you say you are, and they will tend to ship your item more quickly. In addition, shipping to a Confirmed Address is one of the requirements for sellers to be covered by PayPal's Seller Protection Policy."

And...

"The Confirmed Address is checked against the credit card billing address maintained by the buyer's credit card company. Shipping to this address minimizes the risk of being paid by a fraudulent buyer."


However, a buyer can't take back a payment unless "...the Status of the payment is Unclaimed and the recipient has not yet signed up for PayPal and collected the money directly."


So I guess if it doesn't matter to you who the money comes from, you may as well accept payments from anyone?

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