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Insurance Purchase Refund

Has anyone had any experience in obtaining a purchased insurance refund after the auction has ended over 48 hours ago? The seller cancelled an auction I won using AS and refunded my PayPal payment, but I can't figure out how to get a refund on the insurance when the auction closed more than 48 hours ago. I assume I'm out the successful snipe charge, but I guess I'll have to to absorb that. I'm just referring to the $.90 insurance paid for a shipment that's never going to be shipped. Thanks for any input.
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