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Reply to "Everything seems ok, but"

Olivier asks, "If I do place a bid at 50, will I pay it 50 or will I pay it the next bid step after 20 ?"

You will pay one bid increment above the next highest bid, up to your max of 50. In order to beat you, someone will have to have bid one increment above 50, or at least 51. (That person could be the person who bid 20, which is not necessarily the whole amount he bid.)
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