It's interesting that you added the tag line, "...and, most importantly, to win." We don't always save money when we win. Sometimes we're pushed right up to our max in winning and then, of course, we don't save any money -- we just don't spend more than we think the item is worth to us. This, of course, is highly subjective: one man's trash is another man's treasure, so to speak. What an item is worth to us may be well in excess of its usual market price. So under those circumstances, do we really save money?