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Reply to "Am I the Only One Who Hates How eBay Pushes PayPal?"

I didn't know that about downgrading my account, but that might be useful. Yes, the payment policy was written that way when I upgraded my account as well, so it looked like I would be charged regardless, but (if I remember correctly) I tried it anyway and didn't get charged. But it only happened once or twice, so I might just be remembering wrong. Or dreaming...

A couple of days ago I dreamed that I was sitting at work with a coworker, discussing what time I should get out of bed to make it to work on time. She told me to turn off the alarm and go back to sleep. So I did. I was late to work that day...
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